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Saturday, May 14, 2011

Protect your home with flood insurance

Protect your home with flood insurance
By Adam Johnson
State Farm® Agent
A flood can happen anytime, anywhere. All 50 states experience some type of flooding, even in low risk areas. Just a few inches of water can damage your home and your personal belongings. A severe flood could destroy a home and all its contents. You can prevent a major financial loss with flood insurance.

Many people do not realize the standard renter’s or homeowner’s insurance policy does not cover damages caused by floodwaters. If your community participates in the National Flood Insurance Program (NFIP), you can purchase a flood insurance policy from the federal government or a participating insurance agency.

Flood policy coverage might include financial recovery from:
 Personal property damage
 Mechanical and structural damages to the building
 Debris removal

Hurricanes, winter storms and snowmelt are often overlooked causes of flooding. Don’t wait for inclement weather to consider additional protection for your home. Flood insurance policies have a 30-day waiting period before coverage takes effect. Discuss your options with an insurance agent today.

3 comments :

Anonymous said...

we had that flood insurance
and it does no good...because they said we lived in flood zone..
when are home got flooded we had the flood insurance.could not get nothing.they told us it was an act of god law..it it away just to put money in some one pocket..we lost pic and a lot of stuff..

Anonymous said...

If you read the fine print of a flood insurance policy, it doesn't cover anything really but yet the government says I have to have it as long as I have a mortgage. Seems like just another government scam 'we the people' pay for.

Anonymous said...

they told us it was an act of god law...




yet, we're told "there is no GOD" and live as such.